Bankruptcy

Fort Walton Beach Bankruptcy Lawyer

Do your current expenses exceed your income? Are you starting to fold under the pressure of mounting credit card debt? Bankruptcy may be the right option for you. At the Fort Walton Beach, Florida offices of Richard H. Powell & Associates, P.A., we can help you manage your personal debt.

Please Call Us Today at 850-243-7184

Attorneys Daniel Pasky & Richard Powell handle all our bankruptcy cases. With over thirty years of experience they have handled hundreds of Chapter 7 and Chapter 13 personal bankruptcies. When your debt continues to grow and you don't know where to turn, we can help you understand your options:

  • Chapter 7 Bankruptcy: Are you sick of being harassed by creditors? Chapter 7 bankruptcy was designed to give individual debtors a fresh start. If you qualify for Chapter 7 bankruptcy, all of your debts will be completely discharged within 90 days.
  • Chapter 11 Bankruptcy: When your business has accumulated serious debts, you may want to consider Chapter 11 bankruptcy. It is a reorganization of your debts into a payment plan that often includes debt discounts and the partial discharge of debts.
  • Chapter 13 Bankruptcy: If you do not qualify for Chapter 7 bankruptcy or you wish to retain some of your assets, such as your house or car, Chapter 13 personal bankruptcy might be right for you. Chapter 13 is a reorganization of personal debt into a 5 year payment plan. After 5 years, all remaining debts are discharged.

Creditor Relief

As soon as you file for bankruptcy, creditors are required by law to stop contacting you. If you are approved, you will not have to worry about harassing calls and visits again. So, don't wait to get the relief you deserve.

Contact Us

If you are unable to keep up with your ever-increasing debt, you have options. Bankruptcy may be right for you. At the law offices of Richard H. Powell & Associates, P.A., we can help you understand whether or not you qualify for Chapter 7 bankruptcy. Contact us today.

Richard H. Powell & Associates, P.A.

92 Eglin Parkway NE
P.O. Drawer 2167
Fort Walton Beach, FL 32549-2167
Phone: 850-243-7184
Fax: 850-244-2148
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From our offices in Fort Walton Beach, Florida, we help clients throughout the Florida Panhandle, including Pensacola, Panama City, Crestview, Niceville, Destin, Milton, Valparaiso, De Funiak Springs, Freeport, Santa Rosa Beach, Navarre, Shalimar, Okaloosa County, Walton County, Escambia County, Santa Rosa County, and Bay County.